Sea View Car Sales

We are Leading Experts in Car Finance Solutions

We've simplified car finance into five easy stages, taking you from a quote to your new keys in record time.

Apply for Finance
01
Start

Get Free Quote

Get an instant, no-obligation finance quote in under a minute. It’s completely free and won’t affect your credit score.

02
Match

Get Approved for Finance

We match you with trusted lenders and secure the best available finance deal based on your profile and budget.

03
Consult

Choose Your Car

Pick any car from any dealer in the UK. New or used β€” you’re free to choose what suits you best.

04
Sourcing

Complete Your E-Signature

Review your offer and sign all documents digitally from your phone or laptop. No paperwork, no hassle.

05
Finish

Drive Your New Car Away

Once approved, funds are sent quickly to the dealer so you can collect your car and hit the road.

Success In 5 Simple Steps

What is car finance illustration

What is Car Finance?

Car finance is a common alternative to purchasing your next car outright and involves an agreement with a lender to pay over an agreed time period.

Most commonly chosen methods of car finance include Personal Contract Purchase (PCP) and Hire Purchase (HP). Alternatives including a personal loan are also available.

Your payments can depend upon the type of finance you choose, what car you decide to purchase, how long you wish to purchase it over, whether you wish to own the car, and how much you wish to pay upfront.

Why choose vizion finance illustration

Why Choose Vizion Finance?

Here at Vizion Finance, we believe car finance is more than just a new car. It's a journey to improving everyday life.

We'll help you assess your circumstances, collaborate with our panel of trusted lenders, bring you the best APR rates, read the fine print for you, and provide you with a point-of-contact adviser to guide you.

To get a finance quote from us you'll need to:

  • Be over the age of 18 β€”
  • Have a UK driving license β€”
  • Be a UK resident for 3 years β€”
  • Have a regular income β€”

What are the Different Types of Car Finance?

We appreciate there are many different types of Car Finance products for you to choose from, and knowing which one meets your needs best is the key to happy financing.

Hire Purchase (HP) Car Finance

The loan is secured against the car, and you don't own it until you've reached the end of your agreement and paid the 'Option to Purchase' fee.

A deposit may be needed but there would typically be no annual mileage restrictions.

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Most Popular
Personal Contract Purchase (PCP) Car Finance

The loan is secured against the car, but you don't own the car when the loan term ends.

Instead, you can choose to give it back, use any positive equity as a deposit in a new deal, or buy the car by paying the balloon payment

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Business Contract Car Finance

Business car finance works in a similar way to financing a car for personal use but you can fund multiple cars at the same time.

It means you can spread the cost over different time periods to suit your business instead of paying the full cost upfront.

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Safe β€’ Secure β€’ Regulated Finance

General FAQs

Does getting a free quote affect my credit score? +
Not at all. Obtaining a free quote for finance with us will not affect your credit score. Our panel of lenders only carry out a soft search to begin with that evaluates your financial circumstances. When you decide to proceed with an application after a finance quote from one of our lenders, a hard search that reviews your credit file is conducted.
Can I have a car on finance and swap for a newer car? +
Yes! All you need is your settlement figure (how much you currently owe) to your account manager. They will then use this to work out what finance options we have for you, helping you end your current agreement and start a new one.
Do I have to buy a car from you? +
No, you can choose a car from any reputable dealership. Your account manager is a sourcing vehicle specialist who will find you the best deal on the market, either from our dealer stock list or our network of dealerships.

Still have questions? Talk to an expert advisor

Get in touch illustration

Get in touch

Phone Support 0203 322 1905
Business Hours
  • Monday - Friday 09:00 - 20:30
  • Saturday 10:00 - 19:00
  • Sunday 10:00 - 17:00
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